PFsummit26

Award-winning financial journalist Jean Chatzky, founder and CEO of HerMoney, shares insights and advice from her career and her most recent book, The Forever Paycheck. As Jean notes, there comes a time in our financial lives when we stop earning and have to ask ourselves: What now? What do we do after we’ve saved in our retirement accounts for decades and suddenly have to try to make that money last as long as we do? Spending retirement savings is not just hard tactically, she notes, it's also a bit of a nightmare psychologically. In fact, 20 years into retirement, people on average have only spent 12% of their balances, a recent survey showed. Jean spent two years puzzling out a solution that can be tailored to the personality and resources of every reader—and shares the results with summit attendees now.